Getting a mortgage allows you to be able to get the house that you want. A mortgage allows you to use a percentage of the purchase price as a down payment and then finance the rest. There are things that your mortgage company may insist that you have in order to get your mortgage. One of those things is mortgage insurance.
Mortgage insurance isn't a protection for you. It's a protection for your mortgage company.
As you might already know, a money market account can be a good choice if you are looking for a safe place to keep some of your money. Money market accounts often offer higher interest rates and can help your money grow more quickly than a traditional bank account, but you probably already know that not all money market accounts are created equally. This means that it's obviously smart to compare money market accounts before you choose one and deposit your money into it, but you might not know which things to compare so that you can make the right choice.
You have a checking account. You'd think that by keeping your checkbook secured at all times, you'd be safe from bank fraud. Unfortunately, that's not always the case. You might not realize this, but some of your daily activities may be putting you and your bank account at risk. Take a look at four simple steps you can take to protect your money.
Don't Give Out Your Banking Information
Identity thieves use your personal information to gain control of your bank account.
Gold is gold, right? If you are looking to buy gold, you need to know that not every way of buying gold will offer you the same return on your investment. For example, you could buy gold bonds, gold jewelry, rare gold coins, or gold bullion. Buying gold should not just be a matter of what is most convenient. Instead, you should also think about which way of buying gold offers you the most protection for your money.
Although you budget carefully, unexpected medical expenses can catch you unprepared. Whether it's coming up with the money for an expensive prescription or paying for emergency dental work, you need options if you don't have the cash on hand. The following can help you pay these expenses with a minimum amount of hassle and debt.
Ask for a Payment Plan
Medical and dental offices sometimes allow patients to make payments if they cannot pay a bill in full.